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Cost of Attendance

Please note that the cost of attendance is not what you will owe the school, it is an estimated of possible costs associated with attending the university for a full academic year. 

Direct costs are those you will pay to UA Rich Mountain, which can include, tuition, fees, and books. Tuition and fees are estimated based on 12 hours per term for all students and will be adjusted for less than full-time or single-term enrollment.

Indirect costs are expenses you may incur while attending college. These are estimated that may include: house & food, federal loan fees, transportation and miscellaneous expenses, such as health personal care, clothing, and entertainment. For frequently asked questions please refer to our FAQs COA. 

2024-2025 Estimated Cost of Attendance

In-County

Type of Cost Item Dependent w/ Parents Independent/ Dependent not living with parents On-Campus
Direct Tuition $2,112 $2,112 $2,112
Direct Fees $1,584 $1,584 $1,584
Direct Books $960 $960 $960
Estimated Direct Costs: $4,656 $4,656 $4,656
In-Direct Living Expenses: Housing & Food*

$5,382

  $8,280  $9,590
In-Direct Federal Loan Fees $74 $74 $74
In-Direct Other* $3,996 $5,310 $2,646
In-Direct Transportation $2,646 $2,646 $1,998
Estimated In-Direct Costs: $12,098 $16,310 $14,308

Estimated Total Direct & In-Direct Costs (COA)

 $16,754 $20,966 $18,964

Out-of-County

Type of Cost Item Dependent w/ Parents Independent/ Dependent not living with parents On-Campus
Direct Tuition $2,448 $2,448 $2,448
Direct Fees $1,584 $1,584 $1,584
Direct Books $960 $960 $960
Estimated Direct Costs: $4,992 $4,992 $4,992
In-Direct Living Expenses: Housing & Food*

$5,382

  $8,280  $9,590
In-Direct Federal Loan Fees $74 $74 $74
In-Direct Other* $3,996 $5,310 $2,646
In-Direct Transportation $2,646 $2,646 $1,998
Estimated In-Direct Costs: $12,098 $16,310 $14,308

Estimated Total Direct & In-Direct Costs (COA)

 $17,090 $21,302 $19,300

 

Out-of-State

Type of Cost Item Dependent w/ Parents Independent/ Dependent not living with parents On-Campus
Direct Tuition $2,688 $2,688 $2,688
Direct Fees $1,584 $1,584 $1,584
Direct Books $960 $960 $960
Estimated Direct Costs: $5,232 $5,232 $5,232
In-Direct Living Expenses: Housing & Food*

$5,382

  $8,280  $9,590
In-Direct Federal Loan Fees $74 $74 $74
In-Direct Other* $3,996 $5,310 $2,646
In-Direct Transportation $2,646 $2,646 $1,998
Estimated In-Direct Costs: $12,098 $16,310 $14,308

Estimated Total Direct & In-Direct Costs (COA)

 $17,330 $21,542 $19,540

 

Less Than Half-Time

Type of Cost Item In-County Out-of-County Out-of-State
Direct Tuition $1,056 $1,224 $1,344
Direct Fees $792 $792 $792
Direct Books $480 $480 $480
Estimated Direct Costs: $2,328 $2,496 $2,616
In-Direct Transportation

$2,646

  $2,646 $2,646

Estimated Total Direct & In-Direct Costs (COA)

$4,874

 $5,142 $5,262

Disclaimers:

Dependent care and computer costs determined on a case-by-case basis as requested. Actual charges will be used for computer cost.  

If you are enrolled in a program that requires a professional licensure or certificate, a one-time cost for obtaining a professional licensure or certificate will be automatically included in the COA assigned to you.

*Cannot be, and is not, included in < Half-Time budget. Student must notify the financial aid office and request any of the above listed additional cost component.

 

FAQs

The Cost of Attendance (COA) is a budget used by any financial aid office to estimate the average student's cost to attend the university. This is usually given as an annual amount. COA includes tuition & fees; living expenses (housing and meals); and allowances for books, transportation, and loan fees as well as estimates for miscellaneous and personal expenses you may incur as a result of seeking a degree.

COA is a limit to how much federal, state, or institutional financial aid a student may receive. If you are only receiving privately funded awards, you are not limited by COA unless specifically restricted by the awarding agency. COA is also used to determine your financial need based on the Free Application for Federal Student Aid (FAFSA).

The UARM Financial Aid Office (FAO) has determined COA based on information provided by The College Board for schools to use when developing student budgets. Also, to help calculate and review costs, the FAO uses Bureau of Labor Statistics data. The COA is reviewed annually and adjusted based on national rates of inflation. Since COA is based on your enrollment, it is possible for it to fluctuate if you add or drop classes. For this reason, COA is locked on the 11th day of class, based on your enrollment on the 11th day of class, also known as the Census Date. Any courses added after the Census Date will not be included in your COA.


NOTE: Your financial aid package may be affected if you drop courses prior to the Census Date.

The tuition, fee, and book & supplies portion of your COA will be based on your level of enrollment. There are four levels of enrollment for financial aid: full-time, three-quarter time, half-time, and less-than-half-time. The allowances for transportation, miscellaneous, and personal expenses will not be affected by your enrollment status. For students attending less than half-time, the COA includes tuition and fees as well as allowances for books, supplies and transportation.

Only those classes that meet the following criteria will be included in the COA:
  • Non-repeated
  • First repeat
  • Added prior to the 11th class day (Census Date) for the fall and spring semesters
  • Added prior to the fifth class day (Census Date) of the summer semester
  • Otherwise eligible for financial aid

Federal and state regulations mandate that each student has a Cost of Attendance that accounts for averaged, estimated expenses that any degree-seeking student at the institution may incur as a result of pursuing their education at that institution. These regulations also mandate that a student’s total financial aid package must be limited to the student’s COA. This means that, as you begin to accrue additional financial assistance, you may lose eligibility for existing or new awards to prevent an over-award on your file. This also means that your financial need could be reduced, which could also affect your financial aid.

Financial Need is calculated by the COA minus the Student Aid Index (SAI), which is a result of the FAFSA. Financial Need can also be affected by Other Financial Assistance (OFA) including scholarships, grants, or other need-based aid you are receiving. Your Unmet Need is calculated by Financial Need minus OFA. 

Some financial aid awards are considered need-based, which means you must have Financial Need to qualify. Some of these awards include Federal Supplemental Educational Opportunity Grants (FSEOG), federal work-study, and federal direct subsidized loans.

The UARM Financial Aid Office makes every effort to monitor and adjust your financial aid package to avoid an instance of over-award; however, outside scholarships, third-party payments, and any other financial assistance you may receive cannot be accounted for until funds have been received. This means that, if additional funds are received by UARM after the disbursement date for the semester, an adjustment could cause a balance due on your account. The reason you may incur an outstanding balance could be related to an over-awarded refund you may have received. If this rare circumstance should affect you, the Financial Aid Office will contact you directly to notify you of the impact.

 

Questions? Contact Us.

Financial Aid Director
Lindsey Drewry

Financial Aid Counselor
Irvin Trejo

Federal School Code: 012435